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Financial Services > Mortgages > Commercial Mortgages > Commercial and Business Mortgages

Commercial and business mortgages

Commercial mortgage guide


A commercial mortgage is probably the best way to finance the purchase of buildings and land for business purposes, as it provides the most flexible and affordable finance solution.

Commercial mortgages are specialised because the lender has a legal claim over the property until the loan has been repaid in full.

This sort of mortgage can be used for purchasing any commercial property used for business purposes, including shops, factories, offices and warehouses.

Commercial mortgages can also be used for taking over existing businesses, purchasing brand new buildings or buying land.

Although they often come with higher interest rates and more variables than residential mortgages, commercial mortgages are more flexible and can carry extra incentives for borrowers.  

You can find out more about commercial mortgages using the guides below:

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