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Two-year fixed mortgage offers competitive mortgage rate

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A mortgage rate of 4.29 per cent is being offered on Skipton Building Society's new two-year fixed rate mortgage .

The mortgage rate would stay set for two years, when the mortgage rate would be set at the Society's residential standard variable rate . At the moment, this mortgage rate is 6.09 per cent.

No application fee applies and there are no extended tie-in charges. However, this mortgage offer is only available for those who want to buy a property and could not be used as a general borrowing loan .

For anyone purchasing a property and looking for the best rate1 on the market - look no further, commented Skipton's head of media relations, Jennifer Holloway.

She said this deal offers a mortgage rate that speaks for itself and the icing on the cake is that there is no application fee and no extended tie-ins.

Add to this our award-winning service for processing mortgages quickly and borrowers have a deal to shout about, she said.

This mortgage is available up to 95 per cent loan to value with free MIG/Higher Lending Charge up to 90 per cent loan to value.

An early repayment charge of three per cent applies before October 31st 2007.

There is also free cover in the case of accident, sickness and unemployment (ASU) for six months. Flexible benefits like as the option of daily interest, overpayments and payment holidays are also included.

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