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Lloyds TSB and CG launch new tracker mortgages

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Lloyds TSB and Cheltenham and Gloucester has launched a new range of tracker mortgages with rates starting from 3.69 per cent.

According to the bank, it made the decision to release the new products following falls in the Bank of England base rate and LIBOR - the rate at which lenders borrow from one another.

The new tracker mortgages include a two year deal pegged at 1.69 per cent above the base rate, with a fee consisting of 2.5 per cent of the balance.

As well as this, all the new mortgages include an All Weather option, which allows borrowers to switch to a fixed rate product at any time during the life of their deal without incurring any early repayment charges .

Yesterday, First Direct Launched two new tracker mortgages, including one which is priced at 1.49 per cent above the base rate.

The mortgage also offers an offset facility, meaning people can use their savings to reduce the amount of interest they are charged.

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