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Financial services provider cuts tracker mortgage rates

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Mortgage holders may be interested to hear that a financial services provider has slashed the lending rates for some of its tracker mortgages.

From now on, UCB Home Loans will be offering two-year buy-to-let tracker mortgages at 5.84 per cent, which represents a drop of 0.3 per cent on the previous rate.

Meanwhile, the mortgage lender is also offering a prime self-certification home loan that features lending rates of 5.79 per cent, which is also a 0.3 per cent reduction on the previous deal.

Keith Astill, managing director at UCB Home Loans, has commented on the decision to reduce mortgage rates.

We have managed to reduce the price of our trackers after listening to feedback from brokers and are confident that the new rates will be extremely attractive, he said.

These products offer real flexibility.

Meanwhile, buy-to-let investors may be interested to learn about the results of a recent study into house price inflation in coastal towns.

According to research from banking institution Halifax, nine of the ten UK seaside resorts that experienced the fastest rises in house prices last year were based in Scotland.

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