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Tracker buy-to-let mortgage available

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Landlords can now opt for a new buy-to-let mortgage which has been launched by Capital Home Loans.

The mortgage lender announced a new tracker mortgage that is set at 0.49 per cent above the Bank of England base rate.

It claims this buy-to-let mortgage allows landlords to take advantage of any interest rate cuts announced by the bank.

Some analysts are predicting that the next interest rate movement will be downwards, so this is a fantastic product for the buy-to-let investor who wants to take advantage of a product that provides a very competitive rate for the term of loan, the head of sales at Capital Home Loans, Mike Healy, told Mortgage Introducer.

He went on to say that this deal is currently possibly the best buy-to-let product available in the buy-to-let mortgage market.

Mr Healy highlighted the fact that the tracker mortgage rate of 0.49 per cent above the base rate will be valid for the full term of the buy-to-let mortgage.

This is unlike other products which offer competitive mortgage rates for a limited period before reverting to a much higher mortgage rate.

Capital Home Loans offers a maximum loan-to-value of 85 per cent.

Owned by Irish Life and Permanent, the mortgage lender offers residential and buy-to-let mortgages.

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