Huge rise in number of cheap five-year fixed-rate mortgages
After the three-year tracker mortgage rate period, the mortgage rate will be set at the standard variable rate, which is 5.7 per cent.
Early repayment charges apply until February 1st 2009 and are set at four per cent.
Remortgage customers will receive free legals and valuations .
This mortgage is even better as, unlike many offset mortgages , it allows borrowers to link a current account to their mortgage as well as one or more savings accounts , comments Ray Boulger of John Charcol.
Offsetting is la creme de la creme of flexible mortgages , combining full flexibility with maximum convenience, he says.
A �75 booking fee and arrangement fee of �499 is payable on this mortgage .
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