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Mortgage rate cut announced by Halifax

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Halifax has announced a mortgage rate cut on all its fixed mortgage rate products.

Following the trend of mortgage rate cuts, Halifax has made the 0.40 per cent lower mortgage rate available from today.

The reduction in the mortgage rate of fixed rate mortgage would prove very tempting to borrowers according to Halifax's head of mortgages Tim Anson.

The cost of fixed rate mortgages have fallen considerably over recent months in response to the money markets cutting the cost of borrowing, he commented on the mortgage rate cut .

He said these lower mortgage rate deals would be particularly tempting for mortgage borrowers who want peace of mind by having the certainty of payment that a fixed rate mortgage offers .

Earlier this week, mortgage lender Nationwide announced its second mortgage rate cut in two weeks, by cutting the mortgage rate on its fixed-rate mortgages .

Following the merger of Halifax and Bank of Scotland in 2001, HBOS has 22 million customers.

With assets of over �440 billion, it is the UK's largest mortgage and savings provider as well as being a major player in the provision of new current accounts and credit cards in the UK.

With around 3 million private shareholders, HBOS has the largest private shareholder register in the UK.

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