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Financial Services > Mortgages > Interest Rates > Interest Rate Decisions

Interest Rate Decisions


Mortgage interest rates: decisions

Understanding interest rate decisions is an important part of the mortgage process. For more information about what interest rates are and how interest rates affect mortgage repayments, please see the relevant mortgagecase.com section.

When do interest rates change?

The Bank of England Monetary Policy Committee makes a decision on interest rates on the first Thursday of every month.

At this point, the MPC will vote to decide whether to increase, maintain or decrease interest rates. Decisions are announced immediately following 12 noon, both on the Bank of England website and throughout the news.

How do mortgagecase.com help their users with interest rates?

mortgagecase.com emails a monthly Rate Alert mailshot to customers who have filled out an enquiry form. We deliver instant information to your mailbox, making sure you are kept informed of decisions that affect you.

Furthermore, in advance of the rate decision, we send a Rate Prediction mailshot, in which we forecast what will happen in the forthcoming decision. We base this decision on discussion with mortgage industry experts, and a news review.

In both the Rate Alert and Rate Prediction mailshots, mortgagecase.com also gives you the chance to get a free, no-obligation remortgage quote.

Register for the mortgagecase.com newsletter and mailshots on the right of this page.

To see a history of interest rate changes since 2000, see our interest rate tracker, here.

Back: How interest rates affect mortgage repayments | Next: Interest rate tracker >>

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