Today's the day you sort out your mortgage

Are you muddled about mortgages?

Sniffing out the latest news?

August house prices rise - but only in London

Every other area across the UK - including the south-east - showed a decline in property prices in August, according to a new surveyors' report.


Average first-time buyer now 35 years old

It takes ten years for first-time buyers to build up a deposit to buy a home - although renting costs more than buying a property.


Parents pay extra £34K to live near a top school

Parents face paying up to £34,000 extra to buy property near England's top performing state schools, according to new research by Lloyds TSB.


Planning rules relaxed: but can you afford an extension?

The government's relaxation of the planning rules mean it's going to be easier to extend your home: but how will you pay for the work?


...our six of the best

close show all six picks
  • Fixed Rate

    Yorkshire Building Society

    • Why we like it:
    • Pay 2.84% interest until Dec 2014
    • Deposit is 25% (max loan to value of 75%)
    • Fee of £995
    • Watch out for:
    • At end of fix it moves to high SVR of 4.99%
  • Base Rate Tracker

    HSBC Special

    • Why we like it:
    • Interest is 2.64% (2.14% above base rate) throughout
    • No early repayment charge so free to move
    • Fee of £999
    • Watch out for:
    • You need a 40% deposit
  • Discount

    Cumberland Building Society

    • Why we like it:
    • Pay 2.99% for 3 yrs
    • You need a 25% deposit
    • Low fee of £495
    • Watch out for:
    • You´ll pay a charge to get out within 3 yrs
  • Offset

    First Direct Offset BRT

    • Why we like it:
    • Rate is 3.19% (2.69% above base rate) for 2 years
    • Fee is £499
    • No early repayment charge so free to move
    • Watch out for:
    • You need a deposit of 35%
  • First Time Buyer

    First Direct 2 Year Fixed Repayment

    • Why we like it:
    • You can borrow 90% of the purchase price
    • Rate is 4.29% for 2 yrs
    • Watch out for:
    • Fee of £999
    • Early repayment charge of 3% in first yr
    • 2% in 2nd yr
  • Buy to Let

    The Mortgage Works BTL Variable

    • Why we like it:
    • Pay 3.49% variable until Oct 2014
    • You can borrow 65% of purchase price
    • Watch out for:
    • High fees of 3.5% of the mortgage
    • Early repayment charge of 3% of outstanding loan

We know how much you value choice...
So check out all these mortgages available today!

  • Base rate tracker
  • Discount
  • Offset
  • Remortgage
  • First time buyer
  • Buy to let
  • Fixed rate
  • Lender
  • Initial rate & duration
  • Standard rate
  • Overall cost for comparison
  • Max loan to value