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Financial Services > Mortgages > Mortgage Rates & Offers > Introduction

Current Mortgage Rates and Offers

First time buyer offers Remortgage offers Mortgage offers Browse mortgage rates and offers

Getting the most competitive mortgage rate on the market, whether you are a first-time buyer or a homeowner looking for a remortgage, is essential to keeping repayments low and not paying over the odds.

There is intense competition between lenders which means new mortgage deals and offers are introduced into the market every week. It's especially important to keep an eye on the latest best buys if you are nearing the end of your current arrangement or looking to take out a new one.

The huge number of mortgage lenders in the market can be overwhelming. Our table of top mortgage offers drawn from across the whole market compares the latest fixed rate mortgages, tracker, discount and offset products.

You can identify leading lenders, their initial rates, how long the deal lasts, standard interest rates, overall costs, maximum loan-to-values and the fees charged across each of the best buy mortgages. To check what your repayments will be, based on the interest rate, and the amount you need to borrow, go to our mortgage calculator.

Lender Initial Rate Duration Standard Rate Overall Cost For Comparison Max Loan To Value Fee
  • HSBC Special 60% LTV

1.99% To Jan 2014 3.94% 3.7% APR 60% £999
  • ING Direct

2.25% To Nov 2013 3.5% 3.4% APR 60% £1,945
  • Leeds BS (Direct) 2yr

2.45% 2 years 5.69% 5.4% APR 75% £999
  • Norwich & Peterborough BS

2.49% 2 years 4.99% 5% APR 85% £995
  • Leek United BS

2.49% 2 Years 5.19% 4.9% APR 75% £495
  • Monmouthshire BS Direct Purchase

2.49% 2 years 4.99% 4.7% APR 70% £499
  • Hinckley & Rugby BS Remortgage

2.59% 2 years 5.64% 5.1% APR 75% £990
  • Clydesdale Bank Purchase

2.59% To Jan 2014 4.59% 4.5% APR 65% £999
  • Market Harborough BS

2.65% 3 years 5.49% 4.8% APR 75% Nil
  • Melton Mowbray BS

3.35% term 4.99% 3.5% APR 75% £99
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