All homes bought, sold or rented require an Energy Performance Certificate which provides information on how to make your home more energy efficient and reduce carbon dioxide emissions.
EPCs carry ratings that compare the current energy efficiency and carbon dioxide emissions in your home with potential figures that your home could achieve if certain measures were put in place.
The ratings are made using grades from 'A' to 'G' with 'A' being the most efficient and 'G' being the least. The average efficiency grade to date is 'D'.
As well as getting a rating, your EPC will also provide recommendations on what you could do to help reduce the amount of energy you use as well as your carbon dioxide emissions. The report will give you suggested improvements, how much this is likely to save you per year and how the recommendations would change the energy and carbon emission rating of the property.
Although you don't have to act on the recommendations, improving the energy efficiency of your home could make it more attractive to buyers or renters.
An EPC is valid for ten years and the price is set by the market and depends on the size and location of your property.
You can use the energy performance certificate register website to find an accredited domestic energy assessor.
|Lender||Initial Rate||Duration||Standard Rate||Overall Cost For Comparison||Max Loan To Value||Fee|
|2.59%||2 years||5.69%||5.4% APR||75%||£999|
|2.69%||2 years||4.99%||4.9% APR||75%||£495|
|2.94%||2 Years||5.69%||5.4% APR||75%||£199|
|2.99%||2 years||4.99%||4.9% APR||85%||£495|
|2.99%||3 years||4.99%||4.6% APR||70%||£499|
|3.0%||2 years||5.69%||5.5% APR||80%||£999|
|3.19%||5 Years||4.79%||4.2% APR||80%||£995|
|3.35%||To Jul 2014||4.95%||4.6% APR||75%||£999|
|3.5%||2 years||5.49%||5.1% APR||75%||£595|
|3.84%||2 years||3.94%||4% APR||90%||£499|